shit talking time

Most people don’t fail at semi-retirement because they didn’t earn enough money…They fail because they never made a plan. Today we’re breaking down Step 4 — Creating a Financial Plan  that actually supports freedom , not stress. This is the step a lot of people either try to skip, avoid, or get stuck on. It’s the first time you really have to crunch numbers, educate yourself, and work out a realistic game plan. Unfortunately, life costs money — and most of us were never taugh

By now you’ve dug into your purpose and taken an honest look at your financial readiness. The next piece of the puzzle is setting the goals that will shape your semi-retirement journey. Think of this step as designing the map before you head off on the track — you don’t need every turn marked out, but you do need some direction. Semi-retirement isn’t about escaping work altogether. It’s about creating a lifestyle that feels lighter, freer, and more aligned with what truly mat

12 Steps to Semi-Retirement – How to Live Your Life on Your Own Terms We’ve put together an overview of the 12 steps and processes involved in transitioning to a semi-retired lifestyle. These steps are based on our own experiences—both in the years leading up to quitting our full-time careers and throughout the last four years of living semi-retired by age 40. This is Step 2 , and its purpose is straightforward: to understand your current financial situation and what’s neede